Starlet (£10,760-£12,275)

Toyota dealers will give you £1,000 off all Starlet models. The down payment and the monthly repayments change according to the model price. On the three-door, if you pay a deposit of £1,990 your repayments over three years amount to £99 monthly.

After three years you may re-finance with Toyota, trade in for a new car or put down a final payment of £5,850. With the final payment option and the dealer offer, the payment amounts to £11,434.